To avoid unnecessary hassle, remember to always prepare your trips and business trips well: bring a good bank cards that offers you everything you need, especially with regard to insurance. But how to choose the right card ?

In this buying guide, we will present the best bank cards for travel to help you in your choice.

1. Boursorama Ultim card.

With a free premium Visa Ultim card, Boursorama Banque offers you a welcome bonus of €80 to these new customers for opening an online account.

With or without income conditions depending on the debit chosen, the Boursorama Banque offer, which is the Ultim card, allows you to benefit from a bank account with a free premium visa card. This Ultim offer is accessible to everyone, without having to prove a level of income, savings in the bank or regular payments to be made into the account. Boursorama also offers its Ultim card in deferred debit subject to proof of a minimum monthly income of €1,500 and that since December 2020.

When this card is associated with a Boursorama Banque bank account, it becomes a balance control visa. This therefore means that it works both in “offline” mode in toll booths and car parks, and in “online” mode with payment terminals at merchants. However, the Visa Ultim card, whether in immediate debit or deferred debit, will only be free if you make at least one monthly payment. If this condition is not respected, an inactivity fee of €9 per month will be applied.

2. Map Fosfo de Fortuneo

The Fosfo card allows free withdrawals and purchases, both in France and around the world. This is the perfect card for travelling.

Online banking offers a €30 welcome bonus for opening a low-cost Fortuneo current account with a free Fosfo Mastercard, accessible to all and without any income conditions. To benefit from this offer, you must specify the code “FTN0321” in the online opening form, then make at least 5 card payments by June 20, 2021. Thereafter, this card is free by making at less one payment per month.

For more precision, the Fosfo card is a Mastercard with balance control and immediate debit, which allows you to monitor your transactions in real time from the online interface on the internet or on the app. The card is therefore free, provided the holder makes at least one payment per month. Otherwise, a monthly inactivity fee of €3 will be charged. You can enjoy your trip with this card. Finally, to activate the account, a first payment of at least €300 is required.

3. ING Cards

With a free Gold or Mastercard bank card, ING, the online bank with one million customers in France, offers a current account accessible to everyone.

ING offers a large number of banking services free of charge, the most common of which are the supply of a bank card, cash withdrawals from ATMs, sending a checkbook to your home, transfers and direct debits, intervention commissions. Online banking applies to the current account to charge reduced fees compared to traditional establishments. And all this is just to allow its customers to benefit from the savings made thanks to the absence of a physical network.

For its very competitive rates, ING won a Bank Trophy, 2021 rates for the premium profile. It is therefore the bank with the best services to satisfy its customers. In terms of remote management, ING bank offers its “ING” application on iPad, iPhone, Android and Windows. The interface is similar to that of the customer area on a computer, whether for consulting accounts or requesting a transfer. You can therefore follow your operation from wherever you want.

4. Hello Bank

The Hello bank current account is a complete online banking offer, which allows its customers to benefit from the BNP Paribas network abroad. The Hello bank offer is very special, useful for traveling the world.

Hello Bank offers a bonus of €80 for a fixed period for any first subscription to a current account with the Hello One or Prime offer. The Hello One offer is accessible without income conditions. Free, with reduced costs abroad, and accompanied by a Visa card with balance control, this offer does not however allow you to benefit from an overdraft. The Hello Prime offer is accessible from €1,000 of income and for €5 per month. This complete offer gives access to free and unlimited payments and withdrawals abroad, and to the insurance of a Visa Premier card.

The Hello bank bank account with the BNP Paribas group’s digital banking network allows you to benefit from free access to the main day-to-day operations, such as consulting and managing accounts, permanent or occasional transfers in the Sepa zone, SMS alerts, etc. The account is compatible with Apple Pay and Paylib, and thus gives access to mobile payment. In addition, online banking does not charge any inactivity fees to customers who do not use their card.