The 10 Best Cash Back Credit Card Deals

here is top 10 best cash back card deals for this year you should know about :

• CIBC Dividend  Visa Infinite  Card

The CIBC Dividend  Visa Infinite  Card is one of the best Visa cash back credit cards in Canada. The minimum annual income required for this card is $60,000 (personal) or $100,000 (family). With this card you get:

• 4% cash back on qualifying gas and grocery purchases
• 2% cash back on eligible charges for transportation, dining and living expenses
• 1% cash back on all other purchases
• For a limited time, get 10% cash back on all purchases, up to $2,500, for the period covered by your first four statements. And a refund of the first year’s annual fee!†

And this card offers many assurances:

• Rnetal Car Loss/Collision Insurance
• $500,000 accident insurance for common carriers
• Flight delay and baggage insurance
• Trip interruption insurance
• Out-of-Province Emergency Medical Travel Insurance
• Insurance for purchases and extended warranty

Currently, this Card has no annual fee for the first year, including on additional cards. And you can get 10% cash back on all your purchases for the first three months (up to $2,000 in total purchases). This offer ends October 31, 2022.

• With the Scotia Momentum Visa Infinite Card, you get :

• 4% on groceries and recurring payments
• 2% on gas and public transport
• 1% on all other purchases
• The Scotia Momentum Visa Infinite Card is an excellent Visa credit card for cash back.

The Scotia Momentum Visa Infinite Card is an excellent Visa credit card for cash back.

And his insurance is excellent!

• BMO CashBack World Elite Mastercard

The BMO Cashback World Elite Mastercard is one of the best cashback Mastercard credit cards in Canada.

Currently, for a limited time, you’ll get 10% cash back on all your purchases for the first 3 months (that’s up to $260 cash back). Plus, there are no annual fees for the first year!

With the BMO CashBack World Elite Mastercard, you get between 2% and 5% cash back on many categories of purchases:

• 5% on grocery purchases (on the first $500 of monthly purchases)
• 4% on travel (on the first $300 of monthly purchases)
• 3% on gas and electric refills (on the first $300 of monthly purchases)
• 2% on recurring bill payments (on the first $500 of monthly purchases)
• Everywhere else you’ll get 1% cash back, including at Costco.

Finally, it is one of the only credit cards in its category to offer an extended warranty of 2 additional years.

• TD Cash Back Visa Infinite  Card

With the TD Cash Back Visa Infinite* Card, you get 3% cash back for:

• grocery stores
• service stations
• recurring bills
• And 1% cash back for all other purchases.

It’s the best TD Cash Back Credit Card.

With this new welcome offer, you could get 10% cash back on all purchases for the first 3 months (up to $2,000 in purchases). Above $2,000 in purchases, gas purchases, grocery purchases and pre-authorized payments will continue to earn 6% up to a total of $3,500 in purchases for the first three month. That’s a total cashback of $290!

Plus, pay no annual fee the first year for the primary cardholder or additional cardholders.

• CIBC Dividend Platinum  Visa Card

If you do not meet the income requirements for the CIBC Dividend® Visa Infinite* Card, you may apply for the CIBC Dividend Platinum® Visa* Card. The minimum annual income requirement for this card is $15,000 (family).

With the CIBC Dividend Platinum® Visa* Card, you get:

• 3% cash back on qualifying gas and grocery purchases
• 2% cash back on eligible charges for transportation, dining and living expenses
• 1% cash back on all other purchases
• Currently, you get 10% cash back (up to $250)*. And a refund of the first year’s annual fee!† And this card offers certain assurances:

Auto Rental Collision/Loss Damage Insurance

$500,000 accident insurance for common carriers

Insurance for purchases and extended warranty.

• American Express Cobalt  Card

The American Express Cobalt™ Card is the best credit card from American Express, whether you want points for travel or cash back.

The welcome bonus is distributed monthly for the first 12 months. Thus, you get 2,500 reward points after $500 of purchases charged to your card during the month (whether in the 1X, 2X, 3X or 5X category). That is up to 30,000 privilege points.

You can easily use these points as credit to the account for your everyday or travel purchases. The value is the same: 1,000 points = $10.

Or, you can transfer them to Aeroplan, Marriott Bonvoy, or Hilton Honors points. With the American Express Cobalt™ Card, you can earn between 1 and 5 points per dollar

That’s a 1-5% return on all those purchases.

In addition, this Card provides excellent insurance: rental car theft and damage, baggage delay, loss or theft of baggage, flight delay, $250,000 travel accident, hotel or motel burglary, Insurance Mobile Devices, Purchase Guarantee, Purchase Protection Guarantee.

Discover in this article how to optimize the welcome bonus to obtain 60,000 points with your current expenses. This offer may disappear at any time.

Like all Cards from American Express Canada, there is no minimum income requirement.

• BMO AIR MILES World Elite Mastercard

With this exclusive offer for the BMO AIR MILES World Elite Mastercard, you get 3,000 miles after $3,000 in purchases, which is a cash value of $310. Plus, there are no annual fees for the first year!

With this card, you get 3 miles for every $12 spent at participating AIR MILES Partners. Everywhere else, you’ll get 1 AIR MILES Mile for every $12 spent, including at Costco or Walmart. And it’s the only AIR MILES credit card in Canada to offer a 15% discount on airfare on all AIR MILES flights in North America, with no blackout periods.

The BMO AIR MILES World Elite Mastercard also offers:

• excellent insurance for your travels or purchases
• double miles for car rentals with National or Alamo
• a concierge service
• Tangerine Money-Back Mastercard

The Tangerine Money-Back Mastercard has no annual fee and offers cash back.

Until October 31, 2022, you can get an additional 15% back (up to $150) when you spend up to $1,000 on everyday purchases for the first 2 months.

You can choose two to three categories of purchases that interest you (groceries, gas, furnishings, renovation, recurring bills, pharmacy, etc.) to earn 2% cash back! And this, without any annual cashback limit. It is also one of the best credit cards for renovations.

In addition, the Tangerine Money-Back Mastercard offers several insurances for your purchases:

• 90-day purchase assurance
• One year extended warranty

Finally, during the first 30 days you hold the card, transfer credit card balances and only pay 1.95% interest on those balances for the first 6 months.

• SimplyCash Preferred Card from American Express

The SimpleCash™ Select Card from American Express is the only credit card in Canada that earns 2% cash back on all purchases. And this, without any annual limit! Note that as of October 12, 2022, you will get 4% cash back for your gas and grocery purchases.

Plus, with this welcome offer, you get 10% accelerated cash back for the first 4 months (up to $400 cash back).

This Card is distinguished by the many insurances offered: rental car theft and damage, $100,000 travel accident, emergency medical expenses (out of province or country), lost or stolen luggage, misdirected aircraft and baggage, hotel or motel burglary, Purchase Protection, Purchase Guarantee.

Like all Cards from American Express Canada, there is no minimum income requirement.

• Mastercard BMO AIR MILES

With this exclusive offer for the BMO AIR MILES Mastercard, you get 1,500 AIR MILES miles after $1,000 in purchases, which represents a cash value of $150. In addition, this credit card has no annual fee.

With the BMO AIR MILES Mastercard, you get 3X the miles for every $25 spent at participating AIR MILES Partners. And 1 reward mile for every $25 spent, including at Costco. Also, you can get a 0.99% introductory interest rate on balance transfers for nine months (a 2% fee applies to balance transfer amount).